• Beware of anyone who asks you to pay a fee in exchange for a counseling service or modification of a delinquent loan.
  • Scam artists often target homeowners who are struggling to meet their mortgage commitment or anxious to sell their homes. Recognize and avoid common scams.     
  • Assistance from a HUD-approved housing counselor is FREE.
  • Beware of people who pressure you to sign papers immediately, or who try to convince you that they can “save” your home if you sign or transfer over the deed to your house.
  • Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
  • Never make a mortgage payment to anyone other than your mortgage company without their approval.

Look Up Your Loan

If your mortgage is owned by Fannie Mae or Freddie Mac, you may be eligible for a Home Affordable Refinance to take advantage of lower interest rates. Your mortgage company can tell you who owns your loan. You can also contact Fannie Mae and Freddie Mac directly by clicking on the links below.

Fannie Mae

Freddie Mac

Use the links and watch the video below to help with your Short Sales vs Foreclosure research.  Questions?  Contact me and I can help with your

Dallas Ft. Worth area Foreclosure and Short Sales needs.

Foreclosure vs. Short Sale

Home Foreclosure and Debt Cancellation